Billing & Tokens
Understand the token economy, purchase tokens, and manage your learning budget.
Understanding the Token System
Tokens are the platform's internal currency used for premium features.
- Tokens never expire
- Your token balance is visible in the sidebar and on your billing page
- Purchased personal tokens stay separate from monthly subscription allowances
Student Subscription Plans
Student subscriptions control monthly allowances for self-study and AI-assisted practice.
| Plan | Best for | May include |
|---|---|---|
| Free | Trying self-study features | Limited self-study access and limited Cards practice |
| Study Lite | Light monthly self-study | More self-study generation, Ask AI usage, and practice capacity |
| Study Plus | Regular independent study | Higher monthly allowances and broader Ask AI access |
| Exam Pro | Exam-focused preparation | Exam self-study generation and larger assessment allowance |
Depending on your plan, the Subscription page may show:
- Self Study Generations — how many self-study lessons you can create this period
- Ask AI Tokens — your monthly allowance for Ask AI inside lessons
- AI Check Credits — credits for writing, speaking, Live Examiner, handwriting, and self-study analysis checks
- Cards Access — your access level for vocabulary practice in Cards
Monthly subscription allowances reset at the end of the billing period. Unused subscription allowances do not carry over. Purchased personal tokens do not expire while your account remains active.
If a paid action is not covered by your current plan allowance, the platform may ask before using your personal token balance.
Purchasing Tokens
How to Buy Tokens
Open the Billing Page
Navigate to Profile → Billing or click on your token balance in the header bar.
Select a Token Package
Choose from available packages. Larger packages typically offer better value per token.
Choose Payment Method
Select your preferred payment method:
- Credit/Debit card -- Visa, MasterCard, American Express
Complete Purchase
Review your order, confirm the total, and click "Purchase Tokens". Tokens are added to your balance immediately.
Speakly.PRO does not store your full card details. Payment processing is handled securely by a third-party provider.
Viewing Your Transaction History
Keep track of every token purchase and spend:
- Go to Profile → Billing → Transaction History
- View a chronological list of all transactions
- Each entry shows:
- Date and time
- Transaction type (purchased, spent, refunded)
- Amount
- Description (lesson name, etc.)
Frequently Asked Questions
Q: Do tokens expire? A: No. Tokens remain in your account indefinitely and never expire.
Q: Can I transfer tokens to another student? A: Token transfers between students are not currently supported. Each student's token balance is tied to their account.
Q: What happens to my tokens if I leave a course? A: Your token balance is account-wide, not tied to any specific course. Leaving a course does not affect your tokens.
Q: Can I convert tokens back to cash? A: Students cannot convert tokens to cash. Tokens are an internal platform currency for learning features only.
Related Documentation
- Profile & Settings - Account management
- Marketplace Self-Study - Buying and creating self-study material

